Frequently Asked Questions
Have questions? We have answers.
Have a question that isn’t listed here? Reach out and we will be happy to answer.
You can reach our agency via phone or email, where we are ready to assist you with any questions or concerns.
If you need to cancel your policy, contact our agency for guidance on the process and any potential implications on coverage or refunds.
Yes, you can usually adjust your coverage mid-policy. However, this may affect your premium. Please contact us to discuss your needs and options.
Medicare is a federal health insurance program primarily for individuals aged 65 and older, but younger individuals with certain disabilities or conditions may also qualify. We can explain the different parts of Medicare and additional options available. Contact us today!
Term life insurance provides coverage for a specific period (e.g., 10, 20, or 30 years) and pays out a benefit if you pass away during that term. Whole life insurance offers lifelong coverage and includes an investment component that builds cash value.
We recommend reviewing your insurance policies at least once a year or after major life changes, such as marriage, or having children, to ensure your coverage remains adequate.
Yes, each insurance policy may have specific exclusions or limitations. We will provide you with a detailed explanation of your policy’s terms and conditions.
You can update your policy information by contacting our agency directly or accessing your account online if your provider offers a portal.
To file a claim, contact our agency or your insurance provider directly. We provide guidance on the steps to take and the information needed to successfully file your claim.
A deductible is the amount you pay out of pocket before your insurance coverage kicks in. Choosing a higher deductible can lower your premium but may result in higher costs when you need to file a claim.
Your premium can be influenced by various factors, including your age, health, location, claims history, type and amount of coverage, and the deductible you choose.
To determine your insurance needs, consider your personal circumstances, financial goals, and obligations. We can help you assess your needs and recommend suitable coverage. Contact us today.
We offer a variety of insurance products, including health, life, auto, home, renters, commercial, and Medicare insurance.